Debt collection in Poland is governed by laws such as the Civil Code and the Act on Payment Terms in Commercial Transactions. Businesses and individuals can employ specialized debt collection agencies to recover outstanding payments, operating within legal parameters. In cases where informal methods fail, legal action through the court system may be pursued, though this can be time-consuming and may involve additional costs. Once a court judgment is obtained, enforcement measures, such as asset seizure or bank account garnishment, can be employed to compel debt repayment. Consumer protection laws in Poland safeguard debtor rights, and regulations dictate the allowable interest and costs that creditors can charge on overdue payments. More information by this link: https://www.grandliga.com/en/debt-collection-in-poland/
